EQUIPThe Points Guy · 2d ago
Capital One Spark Cash Plus review: Simple 2% cash back on all business expenses
Executive Brief
The 30-second read
The Capital One Spark Cash Plus card provides a streamlined 2% cash-back rate on all business expenditures. This pay-in-full card carries a $150 annual fee and targets organizations seeking simplified rewards structures over tiered categories.
- 01Earn unlimited 2% cash back on all business purchases without reward caps
- 02Cardholders must pay balances in full monthly to avoid potential late fees
- 03The $150 annual fee requires sufficient spending volume to justify the cost
- 04Simplified rewards structure eliminates the need to track specific spending categories
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The Capital One Spark Cash Plus card is a business cash-back card with a $150 annual fee and a simple 2% rewards rate. Read on to find out if it's a good fit.