EQUIPThe Points Guy · 2h ago
These 6 business cards can help you stay under Chase’s 5/24 rule
Executive Brief
The 30-second read
Strategic selection of specific business credit cards allows executives to maintain eligibility for Chase personal cards under the 5/24 rule. Utilizing cards that do not appear on personal credit reports preserves credit capacity for future high-value account acquisitions.
- 01Most business cards do not contribute to a cardholder's Chase 5/24 status
- 02Selecting non-reporting business cards preserves eligibility for premier personal credit products
- 03Strategic business card acquisition bypasses traditional credit limit reporting constraints
- 04Proper card selection maintains long-term access to the Chase rewards ecosystem
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Business Travel Management 2026: Program Blueprint →AI-generated summary · Verify at source
Most business cards, including some from Chase, don't count toward your 5/24 status. By getting business cards you can stay eligible for Chase's personal cards.