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EQUIPThe Points Guy · 4h ago

Chase Pay Yourself Back Q4 categories — is it a good use of your rewards?

Executive Brief

The 30-second read

Chase has updated its Pay Yourself Back categories for the fourth quarter of 2026, including specific cobranded card options. Executives should evaluate these redemption updates to determine if statement credits provide optimal value compared to traditional travel transfers.

  • 01New redemption categories are now active for Chase Ultimate Rewards and select cobranded credit cards
  • 02Quarterly updates allow cardholders to redeem points for statement credits against specific purchase types
  • 03Strategic evaluation is required to compare fixed-rate redemptions against high-value partner transfer options

AI-generated summary · Verify at source

The categories for Chase's Pay Yourself Back have updated for the fourth quarter of 2026, including select cobranded cards. Is it a good use of your rewards?