EQUIPThe Points Guy · 01 Sept
Exclusive: Discover’s Q4 2026 categories revealed — earn 5% back on entertainment, restaurants and utilities

Executive Brief
The 30-second read
Discover Financial Services has announced that its Q4 2026 rewards program will focus on entertainment, dining, and utility expenditures. Cardmembers must manually activate the offer to receive the 5% cash back incentive starting October 1.
- 01Bonus categories for the fourth quarter include restaurants, entertainment venues, and utility services
- 02Cardholders earn 5% cash back on up to 1,500 dollars in combined quarterly purchases
- 03Enrollment is currently open and required before rewards can be earned on October 1
Go deeper · Equip playbook
Business Travel Management 2026: Program Blueprint →AI-generated summary · Verify at source
Discover’s Q4 2026 bonus categories are entertainment, restaurants and utilities. Activate now to earn 5% cash back beginning Oct. 1.