EQUIPThe Points Guy · 12h ago
Everything you need to know about authorized credit card users

Executive Brief
The 30-second read
Adding authorized users to corporate or personal accounts facilitates meeting high-value spending requirements for rewards programs. This strategy simultaneously supports secondary users in establishing credit history through shared account performance.
- 01Authorized users assist primary account holders in reaching minimum spend thresholds for sign-up bonuses
- 02Secondary users benefit from the primary cardholder's positive credit history and repayment patterns
- 03The practice serves as a tool for consolidating business expenses across multiple team members
- 04Account holders remain liable for all charges incurred by authorized users on the account
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Business Travel Management 2026: Program Blueprint →AI-generated summary · Verify at source
Adding an authorized user to your credit card account can be a great way to meet spending requirements and help someone establish their credit history.