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EQUIPThe Points Guy · 3h ago

The gift card trick that helps me maximize my US restaurant credits while I'm abroad

Executive Brief

The 30-second read

Expatriate cardholders can retain the value of domestic-only dining credits by purchasing gift cards from eligible U.S. restaurant chains while traveling. This strategy ensures monthly or annual credit cycles are fully utilized despite long-term international residency.

  • 01Purchase gift cards at participating U.S. merchants to trigger credits while residing abroad
  • 02Apply accumulated gift card balances toward high-value dining expenses during domestic visits
  • 03Prevent the forfeiture of recurring merchant-specific credits through strategic prepayments
  • 04Monitor specific credit card cycle dates to maximize annual statement reimbursement totals

AI-generated summary · Verify at source

Living in Spain, I still capture every cycle of my restaurant credits using a gift card trick. Here's how I turned a $304 dinner into a $4 one.