EQUIPThe Points Guy · 3h ago
The gift card trick that helps me maximize my US restaurant credits while I'm abroad

Executive Brief
The 30-second read
Expatriate cardholders can retain the value of domestic-only dining credits by purchasing gift cards from eligible U.S. restaurant chains while traveling. This strategy ensures monthly or annual credit cycles are fully utilized despite long-term international residency.
- 01Purchase gift cards at participating U.S. merchants to trigger credits while residing abroad
- 02Apply accumulated gift card balances toward high-value dining expenses during domestic visits
- 03Prevent the forfeiture of recurring merchant-specific credits through strategic prepayments
- 04Monitor specific credit card cycle dates to maximize annual statement reimbursement totals
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Living in Spain, I still capture every cycle of my restaurant credits using a gift card trick. Here's how I turned a $304 dinner into a $4 one.